Bloom and Harmony is currently in network with select insurance providers through trusted therapy platforms, including Alma, Headway, and Grow Therapy.
We currently accept:
* Aetna
* Cigna
* Optum / UnitedHealthcare
* Florida Blue
* Ambetter
*Oscar
* EAP Programs
* Additional plans may be accepted depending on availability.
Please note that insurance eligibility and coverage will be verified before your first appointment.
Out-of-Network Benefits
If we are not in network with your insurance provider, you may still be able to use out-of-network benefits for reimbursement. Many insurance plans offer partial reimbursement for therapy services once claims are submitted.
Verifying your coverage
To check your specific benefits, we recommend following these steps:
✓
Call the number on the back of your insurance card.
✓
Ask about your deductibles and reimbursement rates for mental health treatment.
Please note that we cannot guarantee reimbursement, and coverage varies significantly by individual plan.
Insurance &
Out-of-Network Benefits
Payment Options
We aim to make the administrative part of therapy as seamless as possible. We typically accept major credit cards, HSA/FSA cards, and secure online payments during the time of your appointment.
Self-Pay
Payment is due at the time of service for all self-pay clients. This direct approach offers maximum privacy for your health records, and detailed receipts are provided automatically for your personal files.
HSA/FSA
You may use your Health Savings Account or Flexible Spending Account pre-tax funds for therapy when allowed by your specific plan. This can be a helpful way to manage your wellness investment through organized benefits.
Invoices or receipts for your sessions can be provided at any time upon request. We are here to support your mental health and help you manage your billing with clarity.
Rates & Insurance
We value transparency and want you to feel fully informed about the costs of therapy before we begin our work together. Understanding the investment in your wellness is a key part of building a supportive and clear therapeutic relationship. The following rates apply to self pay sessions and clients utilizing Health Savings Account (HSA) or Flexible Spending Account (FSA) benefits.
Initial Intake (60 minutes)
$140
Individual Therapy (53+ minutes)
$140
Family Session (50 minutes)
$160
Reduced rates are offered based on availability and individual circumstances, with the goal of making support more accessible while honoring the value of consistent care.
Cancellation & Billing Policies
We respect your time and the therapeutic process, which is why we maintain a consistent scheduling policy. Typically, we require at least 24 hours' notice for any cancellations or rescheduling requests.
We are here to help make this process as clear and stress-free as possible. Please don't hesitate to reach out if you need further clarification on billing practices.